Is there a trip you've been wanting to go on that you've been meaning to save for? Do you always intend to donate to charity, but you feel like you never have the money left over in your budget? By starting small, you will be able to save over time and donate to that charity or go on your vacation.
This week's #bebetter52 challenge is to utilize a change jar. Any leftover change in your wallet, pockets, or on the bottom of your purse can go into your change jar at the end of the day and help you reach your goals. A small goal might be to take the kids to the zoo and a larger goal might be to go on a weekend getaway.
The concept is simple, but the possibilities are endless. Grab an old coffee can, paint a piggy bank, or use a mason jar. Having it where you can see and access it will make it easy to remember, and having a specific intention will keep you motivated. If you don't want to use cash, apps such as Bstow are available where you link your credit or debit card, choose a charity, and the app rounds up your purchases to the nearest dollar and donates for you. Small amounts like $.75 per day may not seem like much, but by the end of the month, you may have saved up or donated more than you normally would.
This week's #bebetter52 challenge is one your kids can participate in as well! Using the change jar is a great way of teaching kids that small savings can lead to big savings. If they have a particular toy they've been eyeing, give them opportunities to earn some money to save up for it themselves. See how fast you can save up enough for all of you to go out for ice cream. The possibilities are endless!